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Frenier: Giving up your Cadillac means giving up your Cadillac

The reality is just now coming home to the teachers that their Cadillac policies are expiring and can’t be replaced without substantial penalty. Fortunately for the teachers, Gov. Scott has come up with a plan that will fund Health Savings Accounts for them, essentially holding teachers harmless by paying the higher deductibles in the new “non-Cadillac” plans.